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What is an operative leasing?
Operative leasing is intended for business entities and it concerns the lease of tangible assets, i.e. machinery and equipment, agricultural equipment (both not registered in the transport register), technology and office equipment for a period agreed with the client. During the term of an operative leasing, the lease of the item is realized without providing any services to the subject of the lease. The client is required to use the services of an authorized supplier for the subject of the lease for the maintenance of the item and these costs are not included in the lease payments; these costs are paid directly by the client to the service provider.
The subject of financing
- tangible fixed assets - objects registered in the vehicle register
The advantages of an operative leasing without services
- off-balance sheet bookkeeping - the client does not enter the property into the accounting, only the rent
- the lessee - VAT payer can apply VAT from individual lease installments
- the possibility of short-term leases from 6 months up to 60 months with a uniform monthly repayment
- the client also takes advantage of favorable insurance rates in the context of the lease payment
- the subject of the lease is disposed of to a third party after the lease has been terminated at a predetermined residual value
Which documents do you need to conclude the Non-service operating lease agreement?
A natural person, entrepreneur:
- application for financing
- a copy of the ID card of the owner/s
- a copy of the current valid extract from the Trade Register of the SR for legal purposes (not from the Internet) irrespective of the date of issue,
- information regarding the Tax ID No. and VAT No.
- the first page of last month's account statement,
- a copy of the confirmed tax return for the last or the last 2 completed accounting periods,
- financial statements for the last or the last 2 completed accounting periods.
Legal entity:
- application for financing
- a copy of the ID card of the authorized agent/s
- a copy of the current valid extract from the Commercial Register of the SR for legal purposes (not from the Internet) irrespective of the date of issue,
- information regarding the Tax ID No. and VAT No.
- the first page of last month's account statement,
- a copy of the confirmed tax return for the last or the last 2 completed accounting periods,
- financial statements for the last or the last 2 completed accounting periods.